Biography of Chris Gardner - From Being Homeless Billionaire

Chris Gardner was born in Milwaukee, Wisconsin on February 9, 1954, with the full name of Christopher Gardner's life began in very poor condition. He was the only boy in his family, who was raised by single parents, namely his mother. His mother, who worked as a teacher and also took various odd jobs still can not provide for the family. Father, is a privately that he had never ketchup and it was affecting his life. In its growth, Gardner moved from your home to foster home. Gadner until entering the military school, Gadner learned that the worst place in this world is the house where he lived with his mother and stepfather. Diterimannya torture of his stepfather was more cruel than the United States military discipline.


After dropping out of high school, Gardner lied about his age and joined the U.S. Navy. He hopes to become a medic and can travel the world, but it was never achieved. He was just up in North Carolina. However, the experience was introduced Gardner to cardiac surgeons, who then hired Gardner as a clinical research assistant at the University of California Medical Center in San Francisco. Gardner enjoyed the job, but he only earns $ 7.400 per year and he wants more.


Gardner toyed with the idea of ​​becoming a doctor, but he decided that the years to pay off the loan for medical school was not for him. Instead, he became a salesman of medical equipment, earning $ 16,000 per year. He was loading equipment into his car one day and something happened that ultimately change lives forever Gardner. He saw a bright red Ferrari and immediately fell in love with all it represents. "I asked the male owner of Ferrari's two questions," recalls Gardner. "One of them, 'What are you doing?' The second is, 'How do you do that? '"



As fate would have it, the Ferrari driver was a stockbroker. When Gardner heard that people were earning more than $ 80,000 a month, he decided that being a stockbroker is the future. He had no education, no experience, and there is no connection, but that did not stop Gardner from reaching his new dream.


In 1987, Chris Gardner established the brokerage firm, Gardner Rich & Co., in Chicago, Illinois, a brokerage firm that specializes in the implementation of debt, equity and derivative products transactions for some of the nation's largest institutions, public pension and union. " The new company
started his small Presidential Towers apartment, with initial capital of $ 10,000 and furniture: a wooden table that serves as the family dinner table. Gardner reportedly owns 75 percent of the stock brokerage firms with the remainder owned by a hedge fund. He chose the name "Gardner Rich" for his company because he considers Marc Rich, the commodities trader pardoned by former President Bill Clinton in 2001, "as one of the most successful futures companies in the world."


After selling its stake in Gardner Gardner, in a multimillion-dollar deal in 2006, he became CEO and founder of Christopher Gardner International Holdings, with offices in New York, Chicago, and San Francisco. During his visit to South Africa to observe the 10th anniversary of the election at the end of apartheid, Gardner met with Nelson Mandela to discuss the possibility of investing in South Africa and emerging markets as shown in his autobiography in 2006. Gardner reportedly developing a business investment with South Africa that will create hundreds of jobs for millions of people. Gardner refused to disclose details of the project, quoting the securities laws.


Bitter sweetness of life seems to have felt it. Homeless, abandoned wife, was arrested by police, difficulty paying the loan, all of them are already being felt. He was not a highly educated, but he kept trying and struggling. Now he became a millionaire success, motivator, entrepreneur and philanthropist. Now he has a Gardner Rich & Co., a stock brokerage firm.

Amazing story of the struggle of Chris Gardner, confidence, entrepreneurial spirit and devotion of a father he has thrown away from the fame that he found on Wall Street (where the stock exchange like the JSE). He has been interviewed on the show "Evening News with Dan Rather," "20/20," "Oprah," "Today Show," "The View," "Entertainment Tonight," CNN, CNBC, Fox News Channel and is also the subject of news as a profile in many newspapers and magazines including People, USA Today, Associated Press, New York Times, Fortune, Jet, Reader's Digest, Trader Monthly, Chicago Tribune, San Francisco Chronicle, The New York Post and the Milwaukee Journal Sentinel. He also became a frequently sought speaker.


The conclusion of the story of her life that goal giant energy giant, always remember that God is just and wise, confident and successful start of the dream of hard work and failure. :)

Biography Chairul Tanjung - Conglomerate Success Indonesia

Chairul Tanjung was born in Jakarta, June 16, 1962, was born in Jakarta in the family is enough. His father A.G. Promontory is the old order era journalist who publishes a small circulation newspapers. Chairul are in a family with six other brothers. When Arriving at the New Order era, his father's business forced to close because it is politically opposed to the rulers at that time. The situation is forcing parents to sell the house and moved to live in a room inn tight.

He is the businessman from Indonesia. His name is widely known as a successful businessman with a company he leads, The Group, Chairul has started doing business when she attended from the Department of Dentistry, University of Indonesia. Had ups and downs, he eventually built a successful business. His conglomerate, the Group into a business enterprise in charge of several other companies such as Trans TV and Bank Mega

After completing high school in Boedi Oetomo in 1981, entered Chairul Department of Dentistry, University of Indonesia (graduated 1987). When this college he began to enter the business world. And when college is also, he was awarded as National Model Students 1984-1985. In order to meet the needs of college, he starts a business from scratch that is selling textbooks stencils, t-shirts, and others on campus. He also opened a business copy on campus. Chairul also never set up a medical supply store and laboratory in the number Senen Raya, Central Jakarta, but it broke.

After college, Chairul been established PT Pariarti Shindutama along with three colleagues in 1987. Initial capital of Rp 150 million from Exim Bank, they produce children's shoes for export. Luck sided with him, because the company immediately received orders 160 thousand pairs of shoes from Italy. However, due to differences in the vision of business expansion, Chairul choose split and established his own business.

His skill as an entrepreneur building a network and make business grow. Directing business to the conglomerate, Chairul reposition itself into three core businesses: financial, property, and multimedia. In finance, he took over Bank Karman which is now called Bank Mega. He named the company with the Group. The conglomerate has a core Holdindo as a father holding company, who heads a number of sub-holding, namely the Global Investindo (business finance), The Core Investindo (media and investment) and the Core Propertindo (property).

The group below, Chairul Tanjung has a number of companies in the financial sector, among others, General Insurance Mega Life Insurance Mega Life, The Multi Finance, Bank Mega Tbk, Mega Capital Indonesia, Bank Syariah Mega and Mega Finance. While in the field of property and investments, the company oversees the Bandung Propertindo, The Propertindo Bali, Batam Indah Investindo, Mega Indah Propertindo. And in the field of broadcasting and multimedia, the Group has a Trans TV, Trans 7, Mahagagaya Prime, Trans Fashion, Lifestyle Trans and Trans Studio. Specialized in property business, the Group has the Bandung Supermall. Mall area of ​​3 hectares spent 99 billion dollars. The Group launched the Bandung Supermall as the Central Business District in 1999. While in the field of investment, In early 2010, the Group through its subsidiary, Trans Corp. Carrefour bought the majority stake, which is some 40 percent. Regarding the process of purchasing Carrefour, the MoU (memorandum of understanding) the purchase of shares of Carrefour signed on March 12, 2010 in France.

Forbes magazine released a list of top 2010 world's richest people. As an achievement, according to the magazine, Chairul Tanjung including one of the world's richest man from Indonesia. Forbes stated that Chairul Tanjung 937 ranks the world with total assets of U.S. $ 1 billion.

Chairul said that in building a business, develop a network (network) is essential. Having a partner (partner) with a well needed. Building a relationship was not only to companies that already famous, but also on the famous yet though. For Chairul, good friendships will help the process of evolving business done. When business conditions are not good (read: quiet customer) then the network can be dependable. For Chairul, even friends with any official letter of introduction is important. In terms of investment, Chairul have ideals that local companies can be a company that can synergize with multinational companies. He did not shut themselves to cooperate with multinationals from abroad. For him, this is not an attempt to sell the state. However, this is an Indonesian national company's efforts can stand alone, and so the host in their own country.

According to Chairul, capital is important in building and developing the business. For him, the will and hard work must have someone who wants to succeed in business. But getting a reliable partner is everything. For her, building trust as well as by building integrity. This is where the importance of networking (networking) in running a business.

In business, Chairul stated that the younger generation of business was supposed to be patient, and willing to venture up the stairs one by one. According to him, building a business is not like turning the palm of the hand. It takes a patience, and never give up. Do not let the many who take the path of instantaneous (instant), because in the business world patience is one of the key markets in stealing hearts. Build integrity is important for Chairul. Is humane when trying, someone eager to get the result. Not all results can be received directly.